Take Control of
Your Wealth Journey

Absolutely — beginners often get the most out of the course. We start from the ground up, explaining how markets work before building into more advanced strategies. No finance background required. If you can manage a bank account, you can learn to invest.

You can start with as little as $50–$100 per month. Many of the strategies we teach — particularly index ETF investing and dollar-cost averaging — are designed specifically for people starting small and building gradually. The key is to start, not to start big.

The course is self-paced with lifetime access, so you go at whatever speed suits you. Most students complete the core curriculum in 4–6 weeks spending a few hours per week. You can revisit any module at any time — the content is yours forever.

No — and we’re upfront about why. Day trading has an extremely high failure rate and is not a reliable path to wealth for most people. We teach long-term investing strategies, sustainable income through dividend stocks and covered calls, and strategic use of LEAP options that have proven track records over decades.

We offer a 7-day satisfaction guarantee. If you are not satisfied with the course for any reason within the first 7 days of purchase, contact us at info@consultluminate.com and we will issue a full refund — no questions asked.

Yes. Investors from most countries — including Trinidad and Tobago and across the Caribbean — can open brokerage accounts with access to US markets. Platforms like Interactive Brokers, TD Ameritrade, and Charles Schwab International accept international clients. We cover this in the course.

Options are contracts giving you the right to buy or sell a stock at a set price before a specific date. LEAP options are long-dated options — typically 12 to 24 months — that allow you to gain exposure to a stock’s upside with less capital. We teach how to use them strategically and responsibly, with a clear understanding of the risks involved.

Yes. If you book a consultation and then decide to enroll in the full course, the $100 consultation fee is credited toward your $1,000 enrollment. You only pay the $900 balance. This makes the consultation essentially risk-free.

This figure is based on historical S&P 500 performance, not a promise. The market’s historical average annual return is approximately 10%, meaning over 6 months you’d expect roughly 5% returns on a well-constructed portfolio. However, we are clear: past performance is not a guarantee of future results, and your returns will depend entirely on market conditions and how you apply what you learn.

YouTube is fragmented, unstructured, and often incentivised to entertain rather than educate. Our course is a curated, structured curriculum built specifically for non-finance professionals — from zero to confident investor. You get a clear path, consistent methodology, and no algorithm deciding what you see next.